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Welcome to The UK Cards Association site. We are the trade body for the card payments industry in with UK, representing financial institutions that act as card issuers and acquirers.

Latest News

Card expenditure statistics June 2014
Growth in the volume of debit and credit card purchases continues to outstrip increase in value as consumers use their cards more frequently for lower value payments, according to the latest... Read more >

The UK Cards Association comment on TfL contactless payment launch
Reacting to the news that Transport for London has today [25 July 2014] set the launch date for contactless payments on transport services in London, Graham Peacop, Managing Director of the UK... Read more >

UK Card Expenditure Statistics: May 2014
The number of credit and debit card transactions grew at the fastest rate in almost a decade in May, according to the latest figures from the UK Cards Association. Debit and credit cards... Read more >


This is your impartial guide to choosing and using credit cards, debit cards and pre-paid cards. The section advises both individuals and businesses.

We represent all of the major UK card issuers and we've used our industry knowledge to make sure you get the best information on payment cards. Helping you to understand how payment plastic cards work, the factors that you should consider when making your choice and the best ways to use your payment cards.

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This section of the website provides general help and guidance for both new and existing merchants (a retailer or shop) on accepting cards for their businesses.

For merchants already accepting cards, the Products and Services section may be helpful. It looks at new ways cards can be used to improve business. In addition, the pages on card fraud provide general guidance to help protect a business from becoming a victim of card fraud.

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Policy & Regulation

The UK Cards Association publishes definitive statistics and management information. Information collated from our members is used to provide both regular and ad-hoc reports and publications.

In addition to this, we commission studies, reviews and market research to facilitate and inform discussions with our stakeholders to further educate them in the industry. This area brings together these activities to create a unique industry resource.

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