Latest News

Welcome to The UK Cards Association site. We are the trade body for the card payments industry in with UK, representing financial institutions that act as card issuers and acquirers.

Latest News

Response to European Parliament vote on a cap on card-based interchange fees
“The interchange fee ensures that retailers make a fair contribution to the operation of the card payments system, in return for which they benefit through guaranteed payments, security from... Read more >

Our response to FCA’s competition review
Please find below our response to the FCA’s competition review into credit cards.... Read more >

EU rule change threatens future of debit and credit cards
The future of debit and credit cards will be put at risk today as EU proposals to change the way the card payments system is funded are debated in Brussels. The card payments industry is asking... Read more >


This is your impartial guide to choosing and using credit cards, debit cards and pre-paid cards. The section advises both individuals and businesses.

We represent all of the major UK card issuers and we've used our industry knowledge to make sure you get the best information on payment cards. Helping you to understand how payment plastic cards work, the factors that you should consider when making your choice and the best ways to use your payment cards.

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This section of the website provides general help and guidance for both new and existing merchants (a retailer or shop) on accepting cards for their businesses.

For merchants already accepting cards, the Products and Services section may be helpful. It looks at new ways cards can be used to improve business. In addition, the pages on card fraud provide general guidance to help protect a business from becoming a victim of card fraud.

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Policy & Regulation

The UK Cards Association publishes definitive statistics and management information. Information collated from our members is used to provide both regular and ad-hoc reports and publications.

In addition to this, we commission studies, reviews and market research to facilitate and inform discussions with our stakeholders to further educate them in the industry. This area brings together these activities to create a unique industry resource.

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