Latest News

Welcome to The UK Cards Association site. We are the trade body for the card payments industry in the UK, representing financial institutions that act as card issuers and acquirers.

Latest news

Transaction growth outstrips spend as consumers make more smaller payments

22 December 2014
Debit and credit card spending reached £47.8 billion in October but the annual growth rate is slowing, according to the latest figures from The UK Cards Association. Card spending grew by...  >

UK Cards response to the terms of reference for the FCA credit card market study

25 November 2014
Richard Koch, Head of Policy at The UK Cards Association, said: “Credit cards are an important part of the daily lives of consumers, so it is understandable that the regulator is keen to...  >

Card spending continues to climb despite decline in retail spending

18 November 2014
The number of purchases increased by 5.8 million, topping just over 1.0 billion for the second consecutive month. During the third quarter of 2014, consumers made 57 million more purchases and...  >

Card expenditure statistics August 2014

08 October 2014
”A billion card transactions in a month is a major milestone and a clear indicator of the transformation in how we all spend. Rather than walking around with wads of notes or pockets full of...  >


This is your impartial guide to choosing and using credit cards, debit cards and pre-paid cards. The section advises both individuals and businesses.

We hope this material helps consumers understand how payment cards work, how to choose the best card for you and how you go on to use it.

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This section provides general help and guidance for new and existing retailers.

For retailers accepting cards, the Products and Services section may be helpful. These pages provide advice to help protect businesses from becoming victims of card fraud.

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Resource centre

Our online library brings together publications from UK Cards as the authoritative source of industry-wide data, metrics on the card payments industry, and Financial Fraud Action on card fraud.

In addition a number of consumer guides are available.

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