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Card Present Transactions
This section explains the common ways in which a card present transaction is accepted; an acquiring bank will be able to provide further details on all variations.
A transaction is described as being ‘card present’ when the cardholder and the card are present at the same time. Where the card presented is a chip card then it is placed into the terminal. If a card does not have a chip then the magnetic stripe on the reverse of the card is swiped through the terminal.
The different ways in which to accept a card present transaction are listed below:
