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Card Types

In the UK, the majority of cards issued to UK cardholders incorporate chip and PIN security.  However, other parts of the world do not use chip and PIN, and issue cards with a magnetic stripe only, a chip or a combination of both.  These can still be processed, and a merchant’s acquiring bank will advise how to process these types of transactions.

The card types listed below can, generally, be processed as either a card present or card-not-present transaction. However, special card processing rules for certain card types have been set by the card scheme brands.

Credit cards

Debit cards

Foreign issued cards

Other card types

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