Identity fraud is a growing concern in the UK. Stolen identities can be used to open new bank accounts, apply for loans and credit cards.
Identity thieves steal or obtain key pieces of personal information and use them to impersonate you and to commit crimes using your name and identity profile. In addition to your name and address, criminals look for and use utility bills, credit card and banking details, including statements, to carry out their activities, which often include applying for birth certificates and passports in your name.
Identity theft specifically on cards occurs when a criminal uses fraudulently obtained personal information to open or access card accounts in your name and without your knowledge.
There is a dedicated website designed to provide you with practical advice on how to protect yourself from being a victim of all types of ID fraud. This site also provides practical advice on the steps you can take if you discover that you are a victim of identity theft. To view this site, go to www.identitytheft.org.uk.