What is Contactless?
Contactless is a fast, easy and secure way to pay, for purchases costing £30 and under. Contactless payments are becoming increasingly common on a range of devices including:
- Pre-paid, debit, charge and credit cards
- Key fobs
- Wearable devices, such as watches and wristbands
- Mobile devices, such as smartphones and tablets
The underlying technology for all of these contactless payment devices is the same. The contactless device contains an antenna so that when it is touched against a contactless terminal, it securely transmits purchase information to and from the terminal.
You can tell if you have a contactless card if you see the following contactless indicator on the front or back of your card.
Contactless devices, apart from cards, will not necessarily have a contactless indicator on them, and may require you to activate them. For example, you may have a payment app on your smartphone, which requires you to activate it through a passcode or your fingerprint.
You are also able to make contactless payments for over £30 if you have a device that supports this. You will need to verify yourself on your device before you can make the contactless payment. For example, if you have a smartphone you may be able to verify yourself through a passcode or your fingerprint on your payment app, and then make a purchase for over £30.