The benefits of using contactless card payments
Learn more about the benefits of using contactless as a secure, easy and fast payment method.
Why consumers should use contactless payments
- It’s fast
Contactless card payments have been designed to make life easier for consumers.
- It’s easy
Touch your contactless card or device against the reader to pay in seconds.
- It’s secure
There is no need to find cash and you can easily track your purchases on your statement or your banking app.
How contactless card payments are secure
Contactless payments are safe and highly secure. They have the same protection as chip & PIN payments, making them safer than cash. Contactless cards and devices are also embedded with multiple layers of security to protect you against fraud.
Contactless only works when a card or device is within a few centimetres of the terminal, making it virtually impossible for any details to be intercepted while in use. Any data obtainable from a contactless card is visible on the front of the card and would be of limited use to a fraudster. The visible details could not be used to make a cloned card.
For added protection from fraud, you will also be asked to enter your PIN to verify a transaction from time to time.
If your card is lost or stolen, as long as you report it to your bank as soon as possible in accordance with your bank’s terms, you won’t have to pay for any fraudulent use.