Individual user
This is your impartial guide to choosing and using credit cards, debit cards and pre-paid cards.
We represent all of the major UK card issuers and we've used our industry knowledge to make sure you get the best information on how cards work.
This section of the website will help you understand how payment plastic cards work, the factors that you should consider when making your choice and the best ways to use your cards.
Plastic cards are a useful and convenient way to pay for goods and services virtually anywhere in the world, easily and conveniently – they've become part of our daily lives.
However, with a number of different types of payment cards available - from a growing number of card companies - it can be difficult to choose the right card for you.



