The UK Cards Association is the leading trade association for the cards industry in the UK. With a membership that includes all major credit, debit and charge card issuers, and merchant acquiring banks, our role is both to unify and represent the UK card payments industry.
The primary function of the The UK Cards Association is to facilitate co-operation between industry participants on matters of mutual interest (within the constraints of Competition Law) and to provide a clear and cohesive industry voice to the outside world. We provide a forum for our members to come together on non-competitive issues relating to the payments industry.
Inheriting a Successful Legacy
The UK Cards Association was formed in April 2009 as the successor body to the APACS Card Payments Group. Under the APACS banner - the UK payments association - the group had a highly successful eighteen year history advancing a progressive agenda (most notably in areas such as transparency, data sharing, responsible lending, and fraud prevention). We are proud to be building upon this heritage.



