When using your credit card to make purchases or obtain cash in a foreign currency, you will be charged a conversion or exchange fee. Credit card exchange rates are generally better than the tourist rate. Check the summary box for details.
For example, if you spend €150 in France, this will be converted into sterling at the current exchange rate (say this is the equivalent of £100). If your card company’s exchange fee is 2% then you will also be charged an additional £2 for the transaction.